IF YOU ARE A FIRST TIME HOMEBUYER, PLEASE CALL DARLA AT 630-567-1951! CONGRESS HAS EXTENDED THE $8000 TAX CREDIT UNTIL APRIL,2010 -- BUT YOU MUST BE UNDER CONTRACT BY APRIL 30,2010 AND CLOSE BY JUNE 30, 2010!  MOVE UP BUYERS CAN ALSO QUALIFY FOR A $6500 TAX CREDIT AS LONG AS YOU HAVE LIVED IN YOUR CURRENT HOME FOR FIVE YEARS!

WE HAVE A PROGRAM THAT WILL PROVIDE 100% FINANCING WITH NO MONTHLY MORTGAGE INSURANCE REQUIRED!  PROGRAM IS AVAILABLE ON PURCHASES FOR HOUSEHOLDS WITH LESS THAN $87,750/YR (SOME AREAS MAY DIFFER) AND CREDIT SCORES OF 640 MINIMUM!  SELLER CAN PAY THE CLOSING COSTS.

IF YOU ARE LOOKING TO PURCHASE IN BRAIDWOOD, WILMINGTON, DIAMOND, COAL CITY, MAZON,  MORRIS, NEWARK, PEOTONE, PLANO, ETC. THE PROPERTY WILL QUALIFY FOR THIS PROGRAM.

IF THE PROPERTY DOES NOT QUALIFY FOR THIS PROGRAM, WE CAN OFFER BOTH FHA AND VA LOANS FOR PURCHASES AND/OR REFINANCES.  VA IS 100% FINANCING AND FHA REQUIRES 3.5% DOWNPAYMENT -- ALTHOUGH, THERE IS A CHANCE THIS WILL INCREASE TO 5% NEXT YEAR.

Whether you are looking to own your first home, obtain a low-cost refinance, or obtain a home equity loan, we can help.  We will represent you! We will explain the process, offer you any choices you may have with both the pros and cons of each choice,and allow you to make the decision on what loan best fits your needs.

 Always close -- and close on time!

Confidence in no hidden charges -- Accurate closing costs with no surprises!

Complete knowledge of all of your mortgage options -- we supply the information -- but you decide which mortgage option to use!

On-line status reports -- you can check the progress at your convenience!

Real estate tends to represent the single largest investment most of us will ever make.  Every borrower has different needs, every property is unique, and every loan program has it's own set of rules.  Our mortgage professionals will give you the personal attention you deserve and treat you with the respect due a valued customer.  We understand you are making a commitment in buying a new home, refinancing a mortgage, or cashing out home equity.  So we make a commitment to you.  We will help you qualify, apply and be approved for the right mortgage loan for YOU!

We pride ourselves in the number of referrals we receive from satisfied borrowers and our nearly 100% repeat business!  Please navigate our website to learn more about us, what we do, and how easy it is to get started.  Better yet, complete our on-line application and we will contact you immediately! Email us with any questions at info@gopmlend.com. Or call your Mortgage Advisor at 630-567-1951.